Can’t find your answer? Email us at contact@revvot.com — we respond within one business day.
General
What is Revvot?
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Revvot is India’s pre-approval-first vehicle credit platform. We issue a digital pre-approved loan limit in under 60 seconds using Account Aggregator data — so you know your exact budget before you walk into any dealership.
Is Revvot a bank or NBFC?
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Revvot is a technology platform operated by Autotiger Tech Private Limited. Actual loans are disbursed by our RBI-registered bank and NBFC lending partners.
Which cities is Revvot available in?
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Revvot is currently live in Bengaluru. Join the waitlist at revvot.com for your city.
Pre-Approval
How does the 60-second pre-approval work?
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Enter your mobile number and PAN. Revvot initiates a one-time consent request via the Account Aggregator framework. You authorise it with a single tap on your banking app. Our risk engine processes your financial data and issues a pre-approved limit — typically in under 60 seconds.
Does this affect my CIBIL score?
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No. The initial eligibility check is a soft inquiry and does not impact your CIBIL or Experian score. A hard pull only happens at final loan application with your explicit consent.
Is the pre-approval a guarantee?
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A pre-approval is an indicative limit. Final approval is subject to the lending partner’s policy, vehicle inspection, and documentation. In most cases, pre-approved buyers receive final approval.
How long is the pre-approval valid?
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30 days from issue. After that, you may refresh with an updated AA consent.
Account Aggregator & Data
What is Account Aggregator?
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An RBI-regulated framework allowing you to share verified financial data — bank statements, ITR, GST — via a secure, consent-based infrastructure operated by Sahamati. Your data never passes through Revvot’s servers in raw form.
Can I revoke my AA consent?
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Yes, at any time through your banking app. Revocation does not affect an already-disbursed loan.
What data does Revvot access?
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With your consent: bank account statements (last 6–12 months), ITR summary, GST filing data (if applicable). We do not access social media, contacts, or device data.
Vehicles & Dealers
Can I use Revvot with any dealer?
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Revvot works with 100+ approved dealer partners in Bengaluru. You can also use Revvot to finance from a private seller.
Can I finance from a private seller?
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Yes. The vehicle must pass a Revvot inspection. Enter the registration number on the platform to begin.
Can I refinance my existing vehicle?
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Yes. Get a fresh pre-approval and potentially reduce your monthly EMI.
Loan & Disbursement
How quickly is the loan disbursed?
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From vehicle confirmation to NEFT/IMPS transfer in under 60 minutes.
What documents do I need?
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Mobile number, PAN, and an AA-linked bank account. No physical documents required at the start.
What are the interest rates?
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Rates are determined by our lending partners based on your credit profile. Indicative rates are shown with your pre-approval. All rates, fees, and terms are disclosed in full before you commit.