Lending Partners

Originate quality vehicle
credit at scale.

Revvot delivers pre-underwritten, AA-verified vehicle loan applications to NBFC and bank partners — dramatically reducing your cost of acquisition and assessment.

The Opportunity

India's used car credit
gap is $25 billion.

📉
The Gap
Only 30% of used cars are financed
Compared to 75%+ for new cars. The gap is not creditworthiness — it is infrastructure. Revvot is the infrastructure that closes it.
⚡
Pre-Assessed
Ready to disburse
Every application Revvot passes to lending partners is already bureau-pulled, AA-verified, and income-assessed. Your team reviews a completed file, not a raw application.
📊
Richer Signal
AA data as underwriting edge
Real-time bank statements, ITR, and GST via Account Aggregator — particularly powerful for self-employed and new-to-credit borrowers underserved by bureau alone.
Partnership Model

How Revvot works
with lenders.

Revvot operates as an origination platform. We source the buyer, run preliminary credit assessment using AA and bureau data, and present your team with a structured credit file for final approval and disbursement.

Co-lending and direct assignment models are both available. All loan agreements are executed digitally via e-sign.

Our goal: reduce your CAC from ₹18,000+ to under ₹2,000 per disbursed loan.

What Revvot provides
✓AA-verified income and bank data
✓CIBIL / Experian bureau pull
✓Vehicle inspection and valuation report
✓eKYC and digital loan agreement
✓End-to-end compliance documentation
Partnership structures
→Direct sourcing / origination fee model
→Co-lending arrangement (RBI guidelines)
→Direct assignment
Key Metrics

The numbers that matter.

₹6L
Average loan ticket
<₹2K
Target CAC per loan
60m
End-to-end disbursement
AA
Real-time income signal

Interested in originating quality vehicle credit?

Reach out to our partnerships team to discuss co-lending, direct assignment, or sourcing arrangements.

Contact Partnerships →