The Complete Journey

Pre-approved in 60 seconds.
Disbursed in 60 minutes.

A step-by-step walkthrough of every stage — from your first tap to keys in your hand. No branch visit. No physical paperwork. No waiting days for a callback.

Two Stages. One Hour.

The entire journey — from eligibility
to ownership — in under 60 minutes.

Most platforms stop at lead generation. Revvot takes you from a blank phone screen to funds disbursed to the dealer — inside a single hour.

01
Stage 1
60sec
Pre-Approval Issued
AA data consent → risk engine → your verified loan limit. No documents. No branch. No waiting.
02
Stage 2
60min
Full Loan Disbursed
Vehicle selection → eKYC → e-sign → NEFT to dealer. One unbroken digital flow.
Stage 1 · Under 60 Seconds

How your pre-approval
actually works.

📱
Enter mobile number & PAN
That's all to start. Revvot creates your profile and generates an Account Aggregator consent request to your linked bank.
0 sec
🔐
Grant AA data consent
A single tap on your banking app authorises real-time access to your bank statements, ITR, and income data — within the RBI-regulated Sahamati AA network. No uploads.
10 sec
⚡
Underwriting engine runs
Revvot's risk model processes bureau score, debt-service ratio, and income verification simultaneously. No manual review. No overnight queue.
30 sec
✅
Pre-approval confirmed
Your verified loan limit, indicative interest rate, and tenure options issued digitally. Shared with you via the app and SMS. No branch visit required.
< 60 sec
What AA consent means for you
✓Your data never leaves the Sahamati regulated ecosystem
✓Consent is one-time and purpose-limited to credit assessment
✓Revocable at any time through your banking app
✓Zero impact on your CIBIL score at this stage
Your pre-approval includes
Verified loan limite.g. ₹8,50,000
Indicative interest rateShown upfront
Tenure options12 – 84 months
Valid for30 days
Stage 2 · Under 60 Minutes

From vehicle selection
to disbursement.

🚗
Browse matched inventory
Your confirmed limit unlocks a curated feed of used cars algorithmically priced and filtered to your exact budget. No guesswork.
0 min
🔍
Free vehicle report & inspection
Enter the registration number for an ownership and RTO report. A Revvot inspector visits the car location for a full assessment.
15 min
🪪
Digital eKYC
Aadhaar-based eKYC and PAN verification completed in-app. No physical document submission required at any stage.
30 min
📋
Customise & e-sign agreement
Choose your rate and tenure. Full loan terms, EMI schedule, and all fees disclosed before you sign. Executed digitally — no branch, no ink.
50 min
🏦
Funds disbursed to dealer
NEFT/IMPS transfer initiated to the partner dealership or private seller. Transaction complete. Keys in your hand — time to REVV.
< 60 min
Who disburses the loan?
Revvot is a technology platform. Actual loan disbursement is executed by our RBI-registered bank and NBFC lending partners. All agreements are between you and the lending partner, facilitated digitally through Revvot.
What types of vehicles?
✓New or used car from a Revvot dealer partner
✓Used car from a private seller
✓Refinancing of a vehicle you already own
Documents needed to begin
Zero
Mobile number and PAN are all you need to start. eKYC handles identity digitally. AA handles income verification. No physical documents at any stage.
Eligibility

Who can get
pre-approved?

💼
Salaried
Salaried professionals
Any salaried individual with a bank account linked to the AA network. Income verified via bank statements in real time. Minimum income criteria apply.
🛠️
Self-Employed
Business owners & professionals
GST-registered businesses and self-employed professionals. AA data provides real-time income signal where traditional ITR-based assessment falls short.
🎓
First-Time Buyers
New-to-credit applicants
No prior loan history? AA data — bank cash flows and savings patterns — provides a more complete credit picture than a blank bureau report alone.

Ready to check your limit?

Free eligibility check. Under 60 seconds. Zero CIBIL impact.

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